Pet Insurance

Pets are part of the family, and caring for them means being prepared when unexpected health needs arise. MetLife Pet Insurance helps cover the cost of accidents or illnesses, so nothing gets in the way of getting your pet the care they need.

Pet insurance reimburses you for care received at any U.S. veterinarian. You pay the bill, then simply submit for reimbursement right in MetLife’s mobile app or online portal. Or, you can choose to email, fax or mail via U.S. postal services for reimbursement.

MetLife Pet Insurance offers:

  • Flexible coverage that fits your pet’s needs and your budget. You can select from multiple coverage options, and you’ll be able to choose your deductible and reimbursement rate
  • Each pet’s premium is based on your pet’s age, breed and location. There are no breed exclusions.
  • Extra savings with value-driven policies, options and family multi-pet discounts
  • Coverage options include exotic pet plans and preventative care coverage (e.g. vaccinations and wellness visits) for dogs and cats

You can enroll in Pet Insurance at any time of the year. You don’t have to wait until Annual Open Enrollment. And, your coverage is portable, meaning if you change jobs or retire, you can continue coverage for your furry family members!

To get a quote, log into the HealthyME Benefits Center. The “Managing Your Pet Insurance Coverage” section below provides more information about billing and payment.

How Pet Insurance Can Help

Pets bring a lot of joy to our lives, but just like people, they can experience unexpected health issues. Having coverage in place can help make those moments easier to manage.

Imagine this scenario:

When Adrian adopted his energetic rescue dog, he wanted to make sure he could always give him the best care without putting his family’s finances at risk. That’s why he enrolled in MetLife Pet Insurance.

A year later, Adrian’s dog suddenly became ill and needed urgent veterinary care. Thanks to his coverage, Adrian had the freedom to visit any U.S. veterinarian, and the exam fees were covered as part of his accident and illness benefits. His plan also had no breed exclusions, and the flexible options he selected helped keep his monthly premiums within budget.

The unexpected vet bill could have been a major financial setback. Instead, the insurance reimbursement helped Adrian cover the treatment costs while still managing everyday household expenses like childcare, groceries and utilities.

The coverage gave Adrian peace of mind, allowing him to focus on his dog’s recovery rather than worrying about how he would pay for the care.

Man and a dog

Managing Your Pet Insurance Coverage

Learn More

Pet Insurance Video

Log in to View Your Personal Benefits Information and to Take Action

Log in to the private and secure part of the website to review the specifics of the coverage you are enrolled in, find plan documents and change your benefits when you experience a qualifying life event. Ask Sofia, your personal benefits assistant, if you need help finding information or understanding your benefits.

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