Critical Illness Insurance
Extra Support for Life's Unexpected Moments
With Critical Illness Insurance, you can receive financial support if you or a covered loved one is diagnosed with a covered condition.Life doesn't pause when a serious health diagnosis happens. Medical bills, everyday expenses and family responsibilities can continue to add up. Critical illness insurance helps protect your finances by providing a lump-sum payment when you or your loved ones need it most.
The payment is made directly to you and is not dependent on what your other insurance plans may cover or pay. That means you can use the money however it helps you most, whether that's covering treatment costs, helping with household bills or managing everyday expenses while you focus on recovery.
Critical illness insurance is one more way your HealthyME Benefits support you and your family through life's unexpected moments.
Covered conditions include:
- Cancer
- Heart Attack
- Stroke
- Major Organ Transplant
- Coronary Artery Bypass Graft
- Kidney Failure
Plus: Critical illness coverage includes a $50 health screening benefit, meaning you and your enrolled dependents can receive a $50 cash payment just for completing eligible annual health screenings.
Life doesn’t stand still when a serious diagnosis happens. That’s why having an extra layer of protection can make a real difference.
Imagine this scenario:
When Taylor was unexpectedly diagnosed with cancer, the focus needed to be on treatment and recovery, not on financial stress. Even with medical insurance, expenses began to add up quickly: copays, prescriptions, time away from work and everyday costs that didn’t stop.
Because Taylor had critical illness insurance, she received a lump-sum payment shortly after the diagnosis was confirmed. The payment went directly to her, on top of her medical coverage, and could be used however she needed: gas for appointments, childcare during treatments or help keeping up with monthly bills.
The extra financial support didn’t change the diagnosis, but it helped make a difficult time a little easier by giving Taylor the breathing room to focus on healing.
Critical Illness Insurance Video
Log in to View Your Personal Benefits Information and to Take Action
Log in to the private and secure part of the website to review the specifics of the coverage you are enrolled in, find plan documents and change your benefits when you experience a qualifying life event. Ask Sofia, your personal benefits assistant, if you need help finding information or understanding your benefits.