{"id":1443,"date":"2026-04-13T17:41:40","date_gmt":"2026-04-13T21:41:40","guid":{"rendered":"https:\/\/healthymebenefits.com\/mmc\/?page_id=1443"},"modified":"2026-05-12T16:30:48","modified_gmt":"2026-05-12T20:30:48","slug":"critical-illness-insurance","status":"publish","type":"page","link":"https:\/\/healthymebenefits.com\/mmc\/critical-illness-insurance\/","title":{"rendered":"Critical Illness Insurance"},"content":{"rendered":"\n<h1>\n\t\t\tCritical Illness Insurance\t<\/h1>\n\t\n<p><!-- Header \/ Hero --><\/p>\n<p>With <strong>Critical Illness Insurance<\/strong>, you can receive financial support if you or a covered loved one is diagnosed with a covered condition.<\/p>\n<p><!-- Intro --><\/p>\n<p>Life doesn&#8217;t pause when a serious health diagnosis happens. Medical bills, everyday expenses and family responsibilities can continue to add up. Critical illness insurance helps protect your finances by providing a lump-sum payment when you or your loved ones need it most.<\/p>\n<p>The payment is made <strong>directly to you<\/strong> and is not dependent on what your other insurance plans may cover or pay. That means you can use the money however it helps you most, whether that&#8217;s covering treatment costs, helping with household bills or managing everyday expenses while you focus on recovery.<\/p>\n<p>Critical illness insurance is one more way your <strong>HealthyME Benefits<\/strong> support you and your family through life&#8217;s unexpected moments.<\/p>\n<p><!-- Covered Conditions --><\/p>\n\t\t\t\t\t<h2 id=\"fl-accordion--label-0\">Covered Conditions<\/h2>\n\t\t\t\t\t\t\t\t\t\t\t<button type=\"button\" id=\"fl-accordion--icon-0\" aria-expanded=\"false\" aria-controls=\"fl-accordion--panel-0\"><i>Expand<\/i><\/button>\n\t\t\t\t\t<h3>Covered conditions include:<\/h3>\n<ul>\n<li>Cancer<\/li>\n<li>Heart Attack<\/li>\n<li>Stroke<\/li>\n<li>Major Organ Transplant<\/li>\n<li>Coronary Artery Bypass Graft<\/li>\n<li>Kidney Failure<\/li>\n<\/ul>\n<p><!-- Screening Benefit Callout --><\/p>\n<p><strong>Plus:<\/strong> Critical illness coverage includes a <strong>$50 health screening benefit<\/strong>, meaning you and your enrolled dependents can receive a $50 cash payment just for completing eligible annual health screenings.<\/p>\n\t\t\t\t\t<h2 id=\"fl-accordion--label-1\">How Critical Illness Insurance Can Help<\/h2>\n\t\t\t\t\t\t\t\t\t\t\t<button type=\"button\" id=\"fl-accordion--icon-1\" aria-expanded=\"false\" aria-controls=\"fl-accordion--panel-1\"><i>Expand<\/i><\/button>\n\t\t\t\t\t<p>Life doesn&#8217;t stand still when a serious diagnosis happens. That&#8217;s why having an extra layer of protection can make a real difference.<\/p>\n<p><strong>Imagine this scenario:<\/strong><\/p>\n<p>When Taylor was unexpectedly diagnosed with cancer, the focus needed to be on treatment and recovery, not on financial stress. Even with medical insurance, expenses began to add up quickly: copays, prescriptions, time away from work and everyday costs that didn&#8217;t stop.<\/p>\n<p>Because Taylor had critical illness insurance, she received a <strong>lump-sum payment<\/strong> shortly after the diagnosis was confirmed. The payment went directly to her, on top of her medical coverage, and could be used however she needed: gas for appointments, childcare during treatments or help keeping up with monthly bills.<\/p>\n<p>The extra financial support didn&#8217;t change the diagnosis, but it helped make a difficult time a little easier by giving Taylor the breathing room to focus on healing.<\/p>\n<figure><img decoding=\"async\" src=\"http:\/\/healthymebenefits.com\/mmc\/wp-content\/uploads\/sites\/2\/2026\/04\/Scenarios_ID-Theft_Talia-copy.jpg\" alt=\"Person reviewing medical paperwork\" \/><\/figure>\n\t\t\t\t\t<h2 id=\"fl-accordion--label-2\">Learn More<\/h2>\n\t\t\t\t\t\t\t\t\t\t\t<button type=\"button\" id=\"fl-accordion--icon-2\" aria-expanded=\"false\" aria-controls=\"fl-accordion--panel-2\"><i>Expand<\/i><\/button>\n<img decoding=\"async\" src=\"https:\/\/healthymebenefits.com\/mmc\/wp-content\/uploads\/sites\/2\/2026\/05\/Montefiore-HealthyMe_Voluntary-Benefits-Product-Webinar-Thumbnail-768x500.jpg\" alt=\"MetLife Webinar Preview\" \/>\n<p><!-- RIGHT: Text + Button --><\/p>\n<strong>MetLife Supplemental Benefits Overview<\/strong>\nWatch a recorded webinar from MetLife to learn more about Accident Insurance and other supplemental benefits available to you.\n<p><a href=\"https:\/\/vimeo.com\/1177055913\/4e2dd8f0a5?share=copy&amp;fl=sv&amp;fe=ci\">Watch the recording \u2192<\/a><\/p>\n<p>&nbsp;<\/p>\n<hr \/>\n<p>&nbsp;<\/p>\n<p><strong>Additional Resources<\/strong><\/p>\nBenefits Overview\n<p><a href=\"http:\/\/healthymebenefits.com\/mmc\/wp-content\/uploads\/sites\/2\/2026\/05\/Montefiore-HealthyME_Critical-Illness-Benefit-Overview.pdf\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" src=\"http:\/\/healthymebenefits.com\/mmc\/wp-content\/uploads\/sites\/2\/2026\/05\/PDF-Icon.png\" alt=\"PDF Icon\" width=\"512\" height=\"512\" \/><\/a><\/p>\n<strong><a href=\"http:\/\/healthymebenefits.com\/mmc\/wp-content\/uploads\/sites\/2\/2026\/05\/Montefiore-HealthyME_Critical-Illness-Benefit-Overview.pdf\" target=\"_blank\" rel=\"noopener\">View the Resource<\/a><\/strong>\nHow to File A Claim\n<p><a href=\"http:\/\/healthymebenefits.com\/mmc\/wp-content\/uploads\/sites\/2\/2026\/05\/Montefiore-HealthyME_Critical-Illness-How-to-File-an-Accident-Insurance-Claim.pdf\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" src=\"http:\/\/healthymebenefits.com\/mmc\/wp-content\/uploads\/sites\/2\/2026\/05\/PDF-Icon.png\" alt=\"PDF Icon\" width=\"512\" height=\"512\" \/><\/a><\/p>\n<a href=\"http:\/\/healthymebenefits.com\/mmc\/wp-content\/uploads\/sites\/2\/2026\/05\/Montefiore-HealthyME_Critical-Illness-How-to-File-an-Accident-Insurance-Claim.pdf\" target=\"_blank\" rel=\"noopener\">View the Resource<\/a>\nFAQs\n<a href=\"http:\/\/healthymebenefits.com\/mmc\/wp-content\/uploads\/sites\/2\/2026\/05\/Montefiore-HealthyME_Critical-Illness_FAQs-Flyer.pdf\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" src=\"http:\/\/healthymebenefits.com\/mmc\/wp-content\/uploads\/sites\/2\/2026\/05\/PDF-Icon.png\" alt=\"PDF Icon\" width=\"512\" height=\"512\" \/><\/a>\n<a href=\"http:\/\/healthymebenefits.com\/mmc\/wp-content\/uploads\/sites\/2\/2026\/05\/Montefiore-HealthyME_Critical-Illness_FAQs-Flyer.pdf\" target=\"_blank\" rel=\"noopener\">View the Resource<\/a>\n<h3>Contact MetLife<\/h3>\n<p><a href=\"http:\/\/healthymebenefits.com\/mmc\/wp-content\/uploads\/sites\/2\/2025\/12\/Anthem-BCBS-SVG.svg\"><img decoding=\"async\" src=\"http:\/\/healthymebenefits.com\/mmc\/wp-content\/uploads\/sites\/2\/2026\/05\/MetLife-Logo.png\" alt=\"\" width=\"200px;\" \/><\/a><\/p>\n<a href=\"tel:8662366748\">866-626-3705<\/a><br \/>\n<a href=\"http:\/\/mybenefits.metlife.com\" target=\"_blank\" rel=\"noopener\">http:\/\/mybenefits.metlife.com<\/a>\n<h3>\n\t\t\tCritical Illness Insurance Video\t<\/h3>\n\t\t<iframe src=\"https:\/\/players.brightcove.net\/64298592001\/default_default\/index.html?videoId=6330113995112\" frameborder=\"0\" allow=\"autoplay; fullscreen; picture-in-picture; clipboard-write; encrypted-media; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" title=\"Welcome to HealthyME\"><\/iframe>\n  <p><a href=\"https:\/\/vimeo.com\/1125213579\/3e9d9d0a02?ts=0&#038;share=copy\">View the video on Vimeo<\/a><\/p>\n\n","protected":false},"excerpt":{"rendered":"<p>Critical Illness Insurance With Critical Illness Insurance, you can receive financial support if you or a covered loved one is diagnosed with a covered condition. Life doesn&#8217;t pause when a&hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"_price":"","_stock":"","_tribe_ticket_header":"","_tribe_default_ticket_provider":"","_tribe_ticket_capacity":"0","_ticket_start_date":"","_ticket_end_date":"","_tribe_ticket_show_description":"","_tribe_ticket_show_not_going":false,"_tribe_ticket_use_global_stock":"","_tribe_ticket_global_stock_level":"","_global_stock_mode":"","_global_stock_cap":"","_tribe_rsvp_for_event":"","_tribe_ticket_going_count":"","_tribe_ticket_not_going_count":"","_tribe_tickets_list":"[]","_tribe_ticket_has_attendee_info_fields":false,"footnotes":"","_tec_slr_enabled":"","_tec_slr_layout":""},"class_list":["post-1443","page","type-page","status-publish","hentry"],"ticketed":false,"_links":{"self":[{"href":"https:\/\/healthymebenefits.com\/mmc\/wp-json\/wp\/v2\/pages\/1443","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/healthymebenefits.com\/mmc\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/healthymebenefits.com\/mmc\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/healthymebenefits.com\/mmc\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/healthymebenefits.com\/mmc\/wp-json\/wp\/v2\/comments?post=1443"}],"version-history":[{"count":14,"href":"https:\/\/healthymebenefits.com\/mmc\/wp-json\/wp\/v2\/pages\/1443\/revisions"}],"predecessor-version":[{"id":1643,"href":"https:\/\/healthymebenefits.com\/mmc\/wp-json\/wp\/v2\/pages\/1443\/revisions\/1643"}],"wp:attachment":[{"href":"https:\/\/healthymebenefits.com\/mmc\/wp-json\/wp\/v2\/media?parent=1443"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}