{"id":1427,"date":"2026-04-13T17:13:28","date_gmt":"2026-04-13T21:13:28","guid":{"rendered":"https:\/\/healthymebenefits.com\/mmc\/?page_id=1427"},"modified":"2026-05-14T11:18:11","modified_gmt":"2026-05-14T15:18:11","slug":"accident-insurance","status":"publish","type":"page","link":"https:\/\/healthymebenefits.com\/mmc\/accident-insurance\/","title":{"rendered":"Accident Insurance"},"content":{"rendered":"\n<h1>\n\t\t\tAccident Insurance\t<\/h1>\n<p><!-- Header \/ Hero --><\/p>\n<p>Accidents don&#8217;t just disrupt the moment; they may result in unexpected medical care, time away from work and out-of-pocket expenses that add up quickly. <strong>Accident Insurance<\/strong> provides an extra layer of financial protection when life takes an unexpected turn.<\/p>\n<p><!-- Direct Payment Card --><\/p>\n<p>With accident insurance, you receive a <strong>lump-sum payment<\/strong> for covered injuries or events, regardless of what your health insurance may cover. The payment is made <strong>directly to you<\/strong>, in addition to any other insurance you may have. That means you can use the money however it helps you most, whether that&#8217;s covering medical bills or helping with everyday household expenses while you recover.<\/p>\n<p>Accident insurance is one more way your <strong>HealthyME Benefits<\/strong> help support you and your family through life&#8217;s unexpected moments.\u00a0<\/p>\n<p><!-- Screening Benefit Callout --><\/p>\n<p><strong>Plus:<\/strong> Accident coverage includes a <strong>$50 health screening benefit<\/strong>, meaning you and your enrolled dependents can receive a $50 cash payment just for completing eligible annual health screenings.<\/p>\n<p><!-- How It Helps --><\/p>\n\t\t\t\t\t<h2 id=\"fl-accordion--label-0\">How Accident Insurance Can Help<\/h2>\n\t\t\t\t\t\t\t\t\t\t\t<button type=\"button\" id=\"fl-accordion--icon-0\" aria-expanded=\"true\" aria-controls=\"fl-accordion--panel-0\"><i>Collapse<\/i><\/button>\n\t\t\t\t\t<p>Life moves quickly, and injuries can happen when you least expect them. Having an extra layer of protection can help make those moments a little easier to manage.<\/p>\n<p><strong>Imagine this scenario:<\/strong><\/p>\n<p>Maria&#8217;s two kids are active in school sports (soccer, basketball, you name it). During one game, her son sprained his ankle and needed an urgent care visit, X-rays and several follow-up appointments. Even with medical coverage, the copays and out-of-pocket costs started to add up.<\/p>\n<p>Because Maria had accident insurance, she received a <strong>lump-sum payment<\/strong> shortly after the injury was confirmed. The payment was made directly to her, separate from her health insurance, and she used it to cover the medical bills and even had funds left to help with everyday expenses while her son recovered.<\/p>\n<p>The extra financial support made an unexpected sports injury far less stressful, giving Maria one less thing to worry about so she could focus on getting her son the treatment and care he needed.<\/p>\n<figure><img decoding=\"async\" src=\"http:\/\/healthymebenefits.com\/mmc\/wp-content\/uploads\/sites\/2\/2026\/04\/Scenarios_Accident_Maria-copy.jpg\" alt=\"An adult seated on a couch with two children, sitting close together in a living room.\" \/><\/figure>\n<p><!-- Closing Note --><\/p>\n<p>You may not experience this exact situation, but accident insurance can help provide peace of mind if an unexpected injury happens to you or a covered loved one<\/p>\n\t\t\t\t\t<h2 id=\"fl-accordion--label-1\">Learn More<\/h2>\n\t\t\t\t\t\t\t\t\t\t\t<button type=\"button\" id=\"fl-accordion--icon-1\" aria-expanded=\"false\" aria-controls=\"fl-accordion--panel-1\"><i>Expand<\/i><\/button>\n<img decoding=\"async\" src=\"https:\/\/healthymebenefits.com\/mmc\/wp-content\/uploads\/sites\/2\/2026\/05\/Montefiore-HealthyMe_Voluntary-Benefits-Product-Webinar-Thumbnail-768x500.jpg\" alt=\"MetLife Webinar Preview\" \/>\n<p><!-- RIGHT: Text + Button --><\/p>\n<strong>MetLife Supplemental Benefits Overview<\/strong>\nWatch a recorded webinar from MetLife to learn more about Accident Insurance and other supplemental benefits available to you.\n<p><a href=\"https:\/\/vimeo.com\/1177055913\/4e2dd8f0a5?share=copy&amp;fl=sv&amp;fe=ci\">Watch the recording \u2192<\/a><\/p>\n<p>&nbsp;<\/p>\n<hr \/>\n<p>&nbsp;<\/p>\n<p><strong>Additional Resources<\/strong><\/p>\nBenefits Overview\n<p><a href=\"http:\/\/healthymebenefits.com\/mmc\/wp-content\/uploads\/sites\/2\/2026\/05\/Montefiore-HealthyME_Accident-Insurance-Benefit-Overview.pdf\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" src=\"http:\/\/healthymebenefits.com\/mmc\/wp-content\/uploads\/sites\/2\/2026\/05\/PDF-Icon.png\" alt=\"PDF Icon\" width=\"512\" height=\"512\" \/><\/a><\/p>\n<strong><a href=\"http:\/\/healthymebenefits.com\/mmc\/wp-content\/uploads\/sites\/2\/2026\/05\/Montefiore-HealthyME_Accident-Insurance-Benefit-Overview.pdf\" target=\"_blank\" rel=\"noopener\">View the Resource<\/a><\/strong>\nHow to File A Claim\n<p><a href=\"http:\/\/healthymebenefits.com\/mmc\/wp-content\/uploads\/sites\/2\/2026\/05\/Montefiore-HealthyME_Accident-Insurance-How-to-File-an-Accident-Insurance-Claim.pdf\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" src=\"http:\/\/healthymebenefits.com\/mmc\/wp-content\/uploads\/sites\/2\/2026\/05\/PDF-Icon.png\" alt=\"PDF Icon\" width=\"512\" height=\"512\" \/><\/a><\/p>\n<a href=\"http:\/\/healthymebenefits.com\/mmc\/wp-content\/uploads\/sites\/2\/2026\/05\/Montefiore-HealthyME_Accident-Insurance-How-to-File-an-Accident-Insurance-Claim.pdf\" target=\"_blank\" rel=\"noopener\">View the Resource<\/a>\nFAQs\n<a href=\"http:\/\/healthymebenefits.com\/mmc\/wp-content\/uploads\/sites\/2\/2026\/05\/Montefiore-HealthyME_Accident-Insurance_FAQs-Flyer.pdf\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" src=\"http:\/\/healthymebenefits.com\/mmc\/wp-content\/uploads\/sites\/2\/2026\/05\/PDF-Icon.png\" alt=\"PDF Icon\" width=\"512\" height=\"512\" \/><\/a>\n<a href=\"http:\/\/healthymebenefits.com\/mmc\/wp-content\/uploads\/sites\/2\/2026\/05\/Montefiore-HealthyME_Accident-Insurance_FAQs-Flyer.pdf\" target=\"_blank\" rel=\"noopener\">View the Resource<\/a>\n<h3>Contact MetLife<\/h3>\n<p><a href=\"http:\/\/healthymebenefits.com\/mmc\/wp-content\/uploads\/sites\/2\/2025\/12\/Anthem-BCBS-SVG.svg\"><img decoding=\"async\" src=\"http:\/\/healthymebenefits.com\/mmc\/wp-content\/uploads\/sites\/2\/2026\/05\/MetLife-Logo.png\" alt=\"\" width=\"200px;\" \/><\/a><\/p>\n<a href=\"tel:8662366748\">866-626-3705<\/a><br \/>\n<a href=\"http:\/\/mybenefits.metlife.com\" target=\"_blank\" rel=\"noopener\">http:\/\/mybenefits.metlife.com<\/a>\n<h3>\n\t\t\tAccident Insurance Video\t<\/h3>\n\t\t<iframe src=\"https:\/\/players.brightcove.net\/64298592001\/default_default\/index.html?videoId=6330110831112\" width=\"700\" frameborder=\"0\" allow=\"autoplay; fullscreen; picture-in-picture; clipboard-write; encrypted-media; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" title=\"Welcome to HealthyME\"><\/iframe>\n  <p><a href=\"https:\/\/vimeo.com\/1125213579\/3e9d9d0a02?ts=0&#038;share=copy\">View the video on Vimeo<\/a><\/p>\n\n","protected":false},"excerpt":{"rendered":"<p>Accident Insurance Accidents don&#8217;t just disrupt the moment; they may result in unexpected medical care, time away from work and out-of-pocket expenses that add up quickly. Accident Insurance provides an&hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"_price":"","_stock":"","_tribe_ticket_header":"","_tribe_default_ticket_provider":"","_tribe_ticket_capacity":"0","_ticket_start_date":"","_ticket_end_date":"","_tribe_ticket_show_description":"","_tribe_ticket_show_not_going":false,"_tribe_ticket_use_global_stock":"","_tribe_ticket_global_stock_level":"","_global_stock_mode":"","_global_stock_cap":"","_tribe_rsvp_for_event":"","_tribe_ticket_going_count":"","_tribe_ticket_not_going_count":"","_tribe_tickets_list":"[]","_tribe_ticket_has_attendee_info_fields":false,"footnotes":"","_tec_slr_enabled":"","_tec_slr_layout":""},"class_list":["post-1427","page","type-page","status-publish","hentry"],"ticketed":false,"_links":{"self":[{"href":"https:\/\/healthymebenefits.com\/mmc\/wp-json\/wp\/v2\/pages\/1427","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/healthymebenefits.com\/mmc\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/healthymebenefits.com\/mmc\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/healthymebenefits.com\/mmc\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/healthymebenefits.com\/mmc\/wp-json\/wp\/v2\/comments?post=1427"}],"version-history":[{"count":32,"href":"https:\/\/healthymebenefits.com\/mmc\/wp-json\/wp\/v2\/pages\/1427\/revisions"}],"predecessor-version":[{"id":1673,"href":"https:\/\/healthymebenefits.com\/mmc\/wp-json\/wp\/v2\/pages\/1427\/revisions\/1673"}],"wp:attachment":[{"href":"https:\/\/healthymebenefits.com\/mmc\/wp-json\/wp\/v2\/media?parent=1427"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}